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Here's to Your Health:  Vision Therapy for Child w/SN  |
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Mama Jewel
True Blue Farmgirl
435 Posts
Jewel
Sweet Peas Farmette,
Bend, OR
USA
435 Posts |
 Posted - Aug 19 2010 : 10:39:05 AM
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 I'm very frustrated right now & needing some guidance. Basically, my son's who's special needs is requiring vision therapy. The cost is very high and not something we can afford. Because we adopted our son from the state, we have state insurance for him. When I asked the eye care place if insurance covers it, they said that typically no & that we are to pay & can hash it out with the ins company. So I called the ins co & they said (politely) that they can't talk with us, that it's the responsibility of the eye care place and that's the protocol. So I called the eye care place back & told them & she said that they were *not* going to call. I got very frustrated because we're in between a rock & a hard place. I told her we couldn't afford it & that there's a good chance that the vision therapy will be covered due to his SN. She was firm that she would not call, but ins said that it is the duty of the eye care place to call to establish whether it's a covered charge & if the eye care place doesn't, then they don't get paid. I feel like this is a sneaky way that the eye care place ensures that they get their money (from us!).
So I had my husband call, thinking that sometimes a man gets listened to better than a woman. She gave him the same song & dance. But the kicker is, the therapist (who works contractually through this eye care place) left a mssg stating that the reason they don't call insurance is because they only get paid $15 on an $80 bill (BTW, it's $80 per session & my son will need at least 8 session plus there's a program we have to buy, etc, etc) --so it's spendy. I feel like the office lied to me, saying it wasn't covered.
So my questions to you are, is this legal? Does anyone know of a low-cost or DIY program for vision therapy? His diagnosis is "Convergency Insufficiency" which basically means he has difficulty tracking & sustaining his eye/brain to track. My son has ADHD/LD/SPD. I would appreciate any advice because I'm just sitting here crying because I'm so frustrated & feel like I can't get straight answers or having the person do a simple thing as call the insurance company. I can't help it if the ins company only pays them $15
Farm Girl Sister #1683 Living Simply & Naturally on our lil Sweet Peas Farmette
"Do Everything in Love." 1 Cor 14
http://www.piecemama.etsy.com |
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karla
True Blue Farmgirl
1308 Posts
karla
Pella
Iowa
USA
1308 Posts |
Posted - Aug 19 2010 : 11:08:29 AM
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In the state of Iowa we have an attorney general who handles these typoes of problems. I would imagine your state has the same thing. It is a place where people can get help when they are being taken advantage of. Ours is on a web site so maybe yours is too. Just a thought.
Philippians 4:13 I can do all things through Christ who strengthens me.
http://rua2j-grammysheirlooms.blogspot.com/ |
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kristin sherrill
True Blue Farmgirl
11303 Posts
kristin
chickamauga
ga
USA
11303 Posts |
Posted - Aug 19 2010 : 12:20:56 PM
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Jewel, can you call some other places and explain your situation? I'm so sorry you're going through this when the insc. will pay some of it. That's just crazy. I hope you can get this straightened out soon. It's only hurting your son. And it seems like the doctor's office just doesn't care one way or the other. It's all about money.
Kris
Happiness is simple. |
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HealingTouch
True Blue Farmgirl
3448 Posts
Darlene
Kunkletown
Pa
USA
3448 Posts |
Posted - Aug 19 2010 : 12:59:33 PM
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The reason is exactly what the theraist stated. They are trying to bully you into paying out of pocket. Contact your states Insurance Commission. It is illegal to do this and they will look into this and could sanction them from doing buisness. In the meanwhile call around to everywhere else and see what they will do for you. Do you have a social worker who could intervene? I personally wouldn't go there because if they are doing this , they will do some other under handed deal later on. Don't cry it will be ok, It's not a matter of life and death. A little delay until you work it out won't matter.
Greed is alive and well in this world!
Hugs and Blessings,
Darlene
Sister 1922
The road to a friends house is never to long! |
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Here's to Your Health: Vision Therapy for Child w/SN |
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Vision Therapy for Child w/SN
