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A Farm of My Own:  Log Home Kit  |
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MagnoliaWhisper
True Blue Farmgirl
2817 Posts
Heather
Haysville
Kansas
USA
2817 Posts |
 Posted - Aug 09 2008 : 09:40:37 AM
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Has any one bought a log home kit before, and lived in it?
I'm really thinking about doing this. I just want a small home, maybe 2 or 3 bedrooms.
I don't know how to know about good kits and all-quality, ease of putting together, etc. |
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happymama58
True Blue Farmgirl
1210 Posts
Patti
Missouri
USA
1210 Posts |
Posted - Aug 09 2008 : 09:57:23 AM
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We looked into this, as well as some other options, when we bought our land 2 1/2 years ago. No lenders in our area would finance a log home, even one from a kit, without us paying a substantial (about 40%) portion of the home's value out of pocket.
I strongly suggest before you do much planning that you visit lenders (all of them, if that's possible in your case) in your area and, if the banker says they will finance this type of home, ask for it in writing. Our neighbors a few miles down the road were given the okay for a log home just after we started building. I was surprised, because we had gone to that lender, too, and were told they wouldn't. I just figured they had quite a bit of equity. Long story short, after they put in their order & paid their deposit and while the materials were in transit, they were notified that a log home was not acceptable. It took several months to iron out, but the bank wouldn't budge and said the couple had not informed them it was a log home and they (the bank) didn't realize it until the couple made the draw on their construction account and the bank saw it was to a log home company. Our neighbors had to switch to a convential, siding home.
Things might be far different where you are, but we found that there are quite a few things lenders will not allow in our area. Good luck -- I wanted a log home, but it just wasn't to be. I hope you get yours and absolutely love it!
Some people search for happiness; others create it.
Please email me for all your BeautiControl needs! |
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MagnoliaWhisper
True Blue Farmgirl
2817 Posts
Heather
Haysville
Kansas
USA
2817 Posts |
Posted - Aug 09 2008 : 1:52:21 PM
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Awe so sorry!
Well, we probably won't be getting a loan. We planned on paying in cash. |
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CabinCreek-Kentucky
True Blue Farmgirl
8529 Posts
Frannie
Green County
Kentucky
USA
8529 Posts |
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grace gerber
True Blue Farmgirl
2804 Posts
grace
larkspur
colorado
USA
2804 Posts |
Posted - Aug 09 2008 : 4:48:14 PM
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I am with Frannie - I purchased my log home and they are very popular in our mountain communities. I am on 35 acres outside of the city - love my home. Are you having land where you are now? I would do your research but out here we have log homes that are 3 million dollars - so I think the bank liked those. Mine is not that expensive but I feel worth it weight in gold. I do think my next house is going to be a Yurt.
Grace Gerber
Larkspur Funny Farm and Fiber Art Studio
Where the spirits are high and the fiber is deep
http://www.larkspurfunnyfarm.etsy.com
http://larkspurfunnyfarm.blogspot.com
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MagnoliaWhisper
True Blue Farmgirl
2817 Posts
Heather
Haysville
Kansas
USA
2817 Posts |
Posted - Aug 09 2008 : 5:10:17 PM
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I plan on building on my father's land. (we will have to have it tested and resurveyed). He lives on about 78 acres.
He himself has a log home, but it was built over a preexisting regular home. I will probably ask him more questions as we go/move forward with things. But, I was just wondering what info I could get here as well.
I too just want a simple home, and fairly reasonable. My dad went all out with his! lol I don't think his is in the 3million range, but it's pretty expensive-10 bedrooms, 7 bathrooms, huge great room, two dining rooms, two laundry rooms, etc etc. We don't have that kind of money! lol And I don't want to be in debt the rest of my life. lol So I'm looking for quite a bit simpler then his. More of a homestead type ranch. Then a modern log mansion like his. His is beautiful no doubt, but way out of our price range. And I prefer the country homesteader warmth any way. |
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SusieQue
True Blue Farmgirl
603 Posts
Susie
Greenville
Ga
Georgia
603 Posts |
Posted - Aug 10 2008 : 6:03:19 PM
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| We came up with our own sketch and sent it to Maine and they made the blueprint from that and once we ok'd it they sent the logs. We hired someone to build it and then we hired the plumber etc to come in. We love ours and had no problem with the company that we ordered from. They worked really hard on those prints to get them exactly as we wanted it. |
Edited by - SusieQue on Aug 10 2008 6:05:14 PM |
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A Farm of My Own: Log Home Kit |
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Log Home Kit
