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A Farm of My Own: USDA Rural Development Program ![Next Topic Next Topic](icons/icon_go_right.gif) |
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lilwing
True Blue Farmgirl
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1403 Posts
Brooke
Fulshear
Texas
USA
1403 Posts |
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Txfarmgal
True Blue Farmgirl
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585 Posts
AK
USA
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lilwing
True Blue Farmgirl
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1403 Posts
Brooke
Fulshear
Texas
USA
1403 Posts |
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Alee
True Blue Farmgirl
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22941 Posts
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Alee
Worland
Wy
USA
22941 Posts |
Posted - Aug 13 2008 : 9:43:45 PM
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Okay here is the quick run down:
It is a loan. It is a term loan for 32 or 33 years. You will have a set spending cap based on income and living expenses for your area. You can buy just land and use the remainder to build, by an existing house, buy land and put a mobile home on it etc. They will inspect any home that is erected or existing as they don't want you to get into a situation that needs repairs right away. It is for mid to low income people. There are income caps that you can't go above.
There is a maximum allotment of 5 acres, so you can get less, but not more. You need to call your local office and make an appointment with one of the USDA Rural Development people as you need to fill out paper work, run a credit check etc. They will also counsel you on your credit if you need it.
Follow this link to find your local office: http://offices.sc.egov.usda.gov/locator/app
Follow this link to see if your income makes you eligible or not: http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state&NavKey=income@11
Follow this link, looking on the left hand side and towards the bottom to get the basic run down for the two programs: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?NavKey=home@1
Alee Farmgirl Sister #8 www.awarmheart.com Please come visit Nora and me on our new blog: www.farmgirlalee.blogspot.com |
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lilwing
True Blue Farmgirl
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1403 Posts
Brooke
Fulshear
Texas
USA
1403 Posts |
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Alee
True Blue Farmgirl
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22941 Posts
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Alee
Worland
Wy
USA
22941 Posts |
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Txfarmgal
True Blue Farmgirl
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585 Posts
AK
USA
585 Posts |
Posted - Aug 14 2008 : 07:57:36 AM
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Brooke, Sounds like you need to make an appt. I had never heard of this. Thanks Alee for the explanation. Keep us updated brooke!
AngiKay-farmgirl sister #301 www.angikay.etsy.com Be strong and Courageous. Jos. 1:9
Texas 4H! http://texas4-h.tamu.edu/ |
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lilwing
True Blue Farmgirl
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1403 Posts
Brooke
Fulshear
Texas
USA
1403 Posts |
Posted - Aug 14 2008 : 10:14:10 AM
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Yeah! When we get just a tad bit more situated (my husband is a musician), I/we will be doing that. I thought I'd start a thread just for this (since I didn't see one) so in case other farmgirls were like me, there might be an explanation. I just saw if we qualify and yes, we do! Hehe!
This will help if my husband also decides to go to school to be a teacher... I'm thinking Sam Houston ... so that area...... my mom and brother is up there as well .......
http://maggie.ecrater.com http://maggiemerch.blogspot.com http://www.myspace.com/hh_reiki http://www.myspace.com/brookealyson |
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A Farm of My Own: USDA Rural Development Program ![Next Topic Next Topic](icons/icon_go_right.gif) |
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