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T O P I C    R E V I E W
crafter Posted - Oct 20 2010 : 07:38:13 AM
I would appreciate any and all pryaers and advice I can get. I have been having some very hard financial times and my home is going into foreclosure and I feel like everything is closing in. My 13 year old daughter is home with me and as a single parents I feel like I have no one to turn to and have had some horrid thoughts go thru my head. Please keep my family in your prayers- I really appreciate it!!
25   L A T E S T    R E P L I E S    (Newest First)
pinkroses Posted - Nov 17 2010 : 09:36:12 AM
Lori ; it seems so many of us farm girls are having problems these days ;
I pray that God will send you help now. and will comfort you and your daughter. , A men.
Lori
I have so many problems here too . what with hubby being sick,
my diseases and conditions.
our old house not getting sold. etc.
It seems like it all comes at once too.
The Lord knows and sees our needs.
He has promise to supply our every need.
Though , me ; I want help instantly; sometimes, it takes a little while for it to happen
God hears your prayers. .
Hugs , love and prayers Sheila

http://www.sheilascreativetouches.blogspot.com/

http://www.ohkayteagirl2.blogspot.com
pnickols Posted - Nov 14 2010 : 2:40:57 PM
Lori, have been in your shoes
crafter Posted - Nov 13 2010 : 09:15:48 AM
Thank you so much for all of the prayers and friendship. It truly is getting us thru. I don't know what I would do without everyone- MJF is like a 2nd family to me- without the judgement. Thank you from the bottom of my heart- you are all very, very special to me and natalie!!
ceejay48 Posted - Nov 12 2010 : 9:49:31 PM
Lori . . . just to let you know I'm still praying for you and Natalie!
CJ

..from the barefoot farmgirl in SW Colorado...sister chick #665

From my Heart - www.fromacelticheart.blogspot.com

From my Hands - www.cjscreations-ceejay.blogspot.com

From my Hubby - www.aspenforge.blogspot.com
solilly Posted - Nov 12 2010 : 09:53:30 AM
Lori, sorry for your hard times. Look at the whole and you will see things that you and your daughter can do to make things better. When my hubby retired (2 YEARS NOW) I stopped working to be with him we had a drop in income of over $55,000 in a years time. I make most of all our cloths, I cook from scratch no pre made or frozen meals, I stay at home as much as I can, We garden, can and freze as much as we can my husband also hunts and I cook it. We do not spend over $200.00 a month on grocerys. We do not watch or have a TV set. We read and do crafts. one can make changes that are good for the whole. It takes time and work but it is do able. Also a naturalist is a very good thing. Not all herbs sold in stores are good for you because of the added ingredents so be watchful of that. There is a book out called eatting for you blood type. You would be suprised at the foods that can be harmful to just because of the blood type you have. The wrong foods can put you and keep you in depression so look into it as well. Love and Prayers for you take care. Lilly

learning the life I always wanted.
dutchy Posted - Nov 08 2010 : 05:36:50 AM
Lori I have kept you in my prayers, and will continue to do so. Thank God there are Farmgirls who might be able to help with things. GOOD news on the 401K yippee, a first step in the right direction

Don't give up girlie. Being there, doing that too as many have and still do.

Love and hugs to your daughter too

Hugs from Marian/Dutchy, a farmgirl from the Netherlands :)

http://pinkprincessdecorating.blogspot.com/
Almost daily updates on me, my home and my crafts

http://pinkprincesscreations.blogspot.com/ My Creations blog
hwright95 Posted - Nov 08 2010 : 05:06:13 AM
Just read your org. post, I'm glad about the help from your 401K. You will be in my daily prayers. ((Hugs)) to you.


Heather Wright~ Farmgirl Sister #2187
www.vintagekarmajewels.com
melanie47601 Posted - Oct 30 2010 : 09:18:14 AM
Hugs, Lori!! You and your daughter are still in my thoughts and prayers. The girls have given some great ideas on being frugal. We are all here for you!

Lots of hugs~ Melanie

Be the kind of woman that when your feet hit the floor each morning the devil says "Oh Crap, She's up!"

Blog~ http://wheelsarealwaysturning.blogspot.com/ Etsy~http://www.etsy.com/shop/theflourishingfinch

sherrye Posted - Oct 30 2010 : 06:00:49 AM
i am so glad to see this moving in a good direction. i would still check with the dept. in your loan mortgage to see if it can be modified. if the payment was smaller you could get by better long term. does not hurt to ask. this is the time when they are more open to do such a thing. so happy for you and your daughter. happy days sherrye

the learn as we go silk purse farm
farm girl #1014
Annika Posted - Oct 29 2010 : 3:54:05 PM
Lori, A cause to be joyful that you are out of foreclosure! I'm doing the happy dance! There are many, many smart and thrifty ladies on this forum to help you with money wise matters. Connie has it right, now is a good time to bond with your daughter even more. Have a happy weekend!



Annika
Farmgirl & sister #13
Palouse Prairie Girls Chapter
http://palouseprairiegirls.blogspot.com/
http://prairiegirlsjournal.blogspot.com/

Simplicity is the ultimate sophistication. ~Leonardo DaVinci
lulu Posted - Oct 29 2010 : 2:51:05 PM
Lori,
My praayers are with you and your daughter, You are not a failure, it's the crazy times we are living in. Lori, let Natalie help you as much as possible she might come up with ideas to help be thrifty and ways to cut down. Have a special night set aside each week and turn off the lights and have dinner by candlelight any thing special for dinner, use the good dishes and talk things thur with her find out what she is thinking about the way things are changing in your lives. This is a time of bonding and building special moments to get you through this time.
Connie

LULU
farmgirl sister #1369
"Scattered Prairie Gals" chapter

Take care and write soon.
When you wish upon a star...Jiminy Cricket
debtea2 Posted - Oct 29 2010 : 2:20:59 PM
lori
prayers for you
we all go thru rough patches
i pray all will work out for you and your DD

http://jerseyfarmgirl.blogspot.com/
inch by inch we find our way
jersey farmgirl
#1330
traildancer Posted - Oct 29 2010 : 1:07:56 PM
Wow, Lori--that is wonderful news! Congratulations and keep up the fight. I'm not one to help with the budget but I will keep praying for you and your situation.

The trail is the thing.... Louis L'Amour
crafter Posted - Oct 29 2010 : 12:49:38 PM
well good news today- the check came from my 401k so the foreclosure has ended- the house is caught up. Now I have to figure a budget to help me with the rest of my woes. i'm not goign to give up- just having to swallow my pride to get help. Thank you friends for all of your love and prayers- I'll take any and all ideas on this budget.
Have a wonderful weekend and thank you from the bottom of my heart!!

Lori- and Natalie too
FieldsofThyme Posted - Oct 29 2010 : 07:02:46 AM
Adding prayers for you Lori!

Farmgirl #800

Montrose Girl Posted - Oct 28 2010 : 5:32:15 PM
Lori,

This is a hard time for you and my thoughts are with you. Make sure you talk to your daughter about it. You may think she is only 13, but that's a good age and to buckle down you may need to do things like cancel your cable, not take as many trips on your days off work. If you explain she is more likely to understand and may come up with some great ideas to help out. Never underestimate a child. We were all brilliant once.

I don't know what your bills are like, but there are things you can do around the house. It won't bring in an instant change but can help in the long term. Put everything but your fridge, water heater, and alarm clock on power strips and turn them off when you are not using them. This is true for the radio, tv, computer, etc. When you plug your cell phone in to charge give it four hours instead of overnight and unplug it. Turn down your water heater. Maybe you do all these, but sometimes when I'm down if I focus on the pragmatic I do better.

Keep your chin up, read a book (my answer to everything) and go stay with your parents if that is what you need. Don't feel ashamed. So many folks are going through a hard time. I have a friend getting ready to loose their house. It is crazy.

We are here for you.

Laurie

Best Growing
Cherime Posted - Oct 28 2010 : 09:11:24 AM
Lori were I you I would try the St. John's Wort first. Swansons on the internet has the best prices I have ever seen on that sort of stuff. However, if you come across KavaKava I would leave that one alone for now. It can become addictive in some circumstances. Quite a while ago I did see something from Germany regarding St. John's and it was very positive. The other is to find something that soothes you; sewing, reading, listening to music and when you are thinking that you are alone try doing the thing that helps. All trite stuff I admit and probably stuff you know already but I am praying that the Lord will tuck you tightly under those large wings of his and give you peace.

CMF
Fiddlehead Farm Posted - Oct 28 2010 : 08:27:55 AM
Lori, I was praying that the 401K would come through. You are right, now the next step is a budget and changing your spending habits. You have to know if it is a Need or a Want. It actually is a challenge and sometimes fun to find ways to be frugal. Lots of farmgirls here can give some tips. Maybe if you have something to focus on it will also help your depression. Still praying for you to find the strength you need to see you through this rough patch.

http://studiodiphotosite.shutterfly.com/
farmgirl sister #922

Happy to be a "Raggedy Ann" in a Barbie World!

I get up every morning determined to both change the world and have one hell of a good time. Sometimes this makes planning my day difficult.
- E. B. White
Annika Posted - Oct 28 2010 : 07:27:35 AM
I'm so glad to here that you can save your home, with that a sense of safety and stability. I have been down to my last dime and understand. Work on that budget! I'm cheering for you here in Idaho. May there be many blessing opening up for you.

I'm likely giving you the unpopular answer here, but I suffer from bad bouts of depression. I am allergic to a lot of herbs that deal with depression and take a commercial anti-depressant from my doctor. It is far better than being depressed.
I know that St. John's Wort is one of the best anti depressant herbs. Maybe a post under the health section of the forum will get some more information on it for you =)

Hugs and more hugs for you and your daughter.
Keep posting, we will be here =)


Annika
Farmgirl & sister #13
Palouse Prairie Girls Chapter
http://palouseprairiegirls.blogspot.com/
http://prairiegirlsjournal.blogspot.com/

Simplicity is the ultimate sophistication. ~Leonardo DaVinci
crafter Posted - Oct 28 2010 : 06:44:17 AM
last night was a rough night my daughter left yesterday on a class trip to DC and I was home alone with the wicked winds howling! I almost went to my parents because I couldnt stand the quiet- only 3 more nights and Natalie comes back home- I did get some good news yesterday that I can borrow from my 401k to get myself caught up and it will take my home out of foreclosure- but need to buckle down on a budget and try to make this work. thank you for all the prayers- please keep them coming if you dont mind- I feel very alone and not sure where to go to get out of this deep depression! Thank you dear friends for all of your love and support- I don't think I would be here right now if it wasn't for your love!!!
jpbluesky Posted - Oct 26 2010 : 4:09:00 PM
This forum is awesome! Diane your knowledge will help. wow. Lori - keep here with everyone. A path will open. Is there a place where we could send a few dollars to help a little? Not big, just a little here and there?

Farmgirl Sister # 31

www.blueskyjeannie.blogspot.com

Psalm 51: 10-13
Cherime Posted - Oct 26 2010 : 3:45:14 PM
Lori, I will continue to pray for God's provision for you and especially His peace. May he bless you mightily.

CMF
Fiddlehead Farm Posted - Oct 26 2010 : 12:14:00 PM
I don't need any cudos, that's what farmgirls are for. But thanks anyway. Just send her an e-mail and keep her in our thoughts and prayers. She is on the right track.

http://studiodiphotosite.shutterfly.com/
farmgirl sister #922

Happy to be a "Raggedy Ann" in a Barbie World!

I get up every morning determined to both change the world and have one hell of a good time. Sometimes this makes planning my day difficult.
- E. B. White
Cherime Posted - Oct 26 2010 : 11:49:02 AM
Good job Diane. Will continue to keep her lifted up.

CMF
Annika Posted - Oct 26 2010 : 10:35:42 AM
Diane, you are wonderful! I will keep her in my thoughts and keep sending good energy her way. She needs all the support we can give her right now. Bless your heart Diane!

Love and light

Annika
Farmgirl & sister #13
Palouse Prairie Girls Chapter
http://palouseprairiegirls.blogspot.com/
http://prairiegirlsjournal.blogspot.com/

Simplicity is the ultimate sophistication. ~Leonardo DaVinci

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