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 Goal met and a lesson learned(read all fine print)

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T O P I C    R E V I E W
Miss Bee Haven Posted - Dec 15 2008 : 08:19:49 AM
This time last year, my dh and I signed a contract with an HVAC company for a three part installation of heating/air at our old farmhouse(I posted under Farmhouse renovation/restoration). The first part was an $8,000. down payment. The second and scariest part was $10,000 deferred until March 09. But we've scrimped and saved and last September,I wanted to pay half the $10,000 and then pay half of the remainder in Dec. and the balance by my birthday in January. We had extra money coming in and it was going to work out. But the week my dh was going to pay the 5k, he just 'took a notion' to read the fine, very fine, need a magnifying glass print. Surprise! It said that if we paid ANYthing at all less than the entire balance, we would owe ALL the accrued interest(close to 2k)!!!. As old as I am, and as savvy as I thought I was, this one was too close for comfort! They almost got me!!! So please, ladies, this is just a reminder....don't get caught with your guard down, ever! Always read ALL the print, even if you need a magnifying glass!!!!

And my dh and I are celebrating the payment of the ENTIRE 10K(goodbye to part two)!!!!! We DID IT!!!! Don't know how! But we're grateful we got past it three months early, too!

Farmgirl Sister #50

"If you think you've got it nailed down, then what's all that around it?"
'Br.Dave Gardner'
11   L A T E S T    R E P L I E S    (Newest First)
owwlady Posted - Dec 16 2008 : 08:35:05 AM
Congratulations!!!! What a great feeling to be paid up. Good for you!! The fine print will get ya every time...
bohemiangel Posted - Dec 16 2008 : 08:29:46 AM
OH my!

**~~Farmgirl Sister #60~~**
"... to thine ownself be true."

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Carol Sue Posted - Dec 15 2008 : 9:38:06 PM
Oh thank goodness Janice, you and D have been working so hard at this. I am so glad that magnifying glass came out and put to good use!!!!!! You made it!!!!!!

Farmgirl #39
www.Quitemoments.blogspot.com
kristin sherrill Posted - Dec 15 2008 : 4:13:11 PM
good for you that your husband caught that one! Aren't they great? Now ya'll should go out and celebrate.

Kris
homemom Posted - Dec 15 2008 : 12:50:12 PM
That's great news for you. I'm glad that burden is lifted.
Ruth

Living the farm life in my heart.
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Farmtopia Posted - Dec 15 2008 : 11:33:13 AM
Good for you, Lady! But I still think there's something not quite right about their fine print!

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graciegreeneyes Posted - Dec 15 2008 : 09:47:03 AM
Congratulations on paying it off Janice - and a big huge whew!! that your husband took that notion:D
Amy Grace

Farmgirl #224
"use it up, wear it out, make it do, or do without"
Lainey Posted - Dec 15 2008 : 09:45:45 AM
I guess it does pay to read the fine print. Happy that you all got that second part paid!

Farmgirl Sister #25

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rabbithorns Posted - Dec 15 2008 : 09:20:45 AM
That's fantastic that you caught that and got it met. What a strange world...

http://www.rabbithorns.etsy.com & www.wayofthewife.blogspot.com
Marybeth Posted - Dec 15 2008 : 09:10:26 AM
Boy oh boy!! That fine, fine, fine print somehow seems illegal at times. Good for you all.
Anyway it is done and you made it. congrats. MB

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Alee Posted - Dec 15 2008 : 08:23:11 AM
Awesome job, Janice!!!

Alee
Farmgirl Sister #8
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