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A Farm of My Own: financing ![Next Topic Next Topic](icons/icon_go_right.gif) |
mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - May 30 2008 : 11:25:51 AM
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Is anyone able to explain how farm financing is different from a regular mortgage? We have found our slice of heaven if we can figure out how to finance it now. any tips or experiences to share? Morgen in PA
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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farmgirlkate
True Blue Farmgirl
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167 Posts
kate
bryan
TX
USA
167 Posts |
Posted - May 30 2008 : 11:29:35 AM
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Have you been to the farm credit bureau? you might look them up in the phone book for your county and give them a call. Also if you or your hubby is a vet, there might be something there as well. We were lucky in that we were able to buy ours from the owners and pay it off to them-in other words, owner financed. Good luck! kate
"You only have what you give..."" |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - May 31 2008 : 05:28:21 AM
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thank you. we are going to farm credit this week. I'd love to get a owner financing! did they have a realtor with that? morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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farmgirlkate
True Blue Farmgirl
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167 Posts
kate
bryan
TX
USA
167 Posts |
Posted - May 31 2008 : 07:23:55 AM
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we lucked out-we bought it from an older couple who had some experience in this area and we were able to do it all ourselves. We did have a large down payment which eased some fears for them, plus we limited ourselves to pay five years to pay it all off. I realize that's not something everyone can do, but it worked for us. good luck with the farm bureau!
"You only have what you give..."" |
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Sarahpauline
True Blue Farmgirl
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672 Posts
sarah
Ringgold
GA
USA
672 Posts |
Posted - Jun 12 2008 : 4:29:43 PM
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I just bought my slice contract for deed. It can be done if you can find someone who wants to work with you. :) The reason we were able to do this is that this house needs a lot of work and the owners didnt want to put anything into it to put it on the market. Its a little like camping...but I have a huge barn!
Not all those who wander are lost... |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Jun 16 2008 : 10:15:19 AM
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we got approved for our financing but they turned down our offer! we will wait adn see what happens! morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Jun 21 2008 : 2:38:58 PM
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OK! Now we are returning with another offer and waiting on approval from our mortgage company for the increased amount! Plus we HAVE to sell our house now! So it is all within reach and not a bit of it certain to be grasped! Morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Jun 24 2008 : 2:15:52 PM
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they accepted our offer!!!! I am so excited. Now we have to sell our house!!!! morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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MereOnceMoore
Farmgirl in Training
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33 Posts
Meredith
IL
33 Posts |
Posted - Jun 25 2008 : 10:28:28 AM
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Congrats to you...please keep us posted. I hope to follow the trail you blazed someday...
Argue for your limitations and sure enough they're yours. |
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Betty J.
True Blue Farmgirl
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1403 Posts
Betty
Pasco
WA
USA
1403 Posts |
Posted - Jun 25 2008 : 10:34:14 AM
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Congratulations to you on finding your slice of heaven. Now is the time for "High Anxiety" waiting for everything to fall in place--which it will. I am so happy for you.
Betty in Pasco |
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Miss Bee Haven
True Blue Farmgirl
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4331 Posts
Janice
Louisville/Irvington
Kentucky
USA
4331 Posts |
Posted - Jun 25 2008 : 10:45:33 AM
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Congratulations! Hooray for you!
Farmgirl Sister #50
"If you think you've got it nailed down, then what's all that around it?" 'Br.Dave Gardner' |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Jun 25 2008 : 1:35:51 PM
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thank you thank you. Im not sure how this all happened but I am so glad it has! Morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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homemakerkate
True Blue Farmgirl
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143 Posts
Kate
Ewen
Michigan
USA
143 Posts |
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iloveprims
True Blue Farmgirl
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154 Posts
TRACY
Phillipsburg
NJ
USA
154 Posts |
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iloveprims
True Blue Farmgirl
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154 Posts
TRACY
Phillipsburg
NJ
USA
154 Posts |
Posted - Jul 09 2008 : 3:10:17 PM
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Almost forgot to ask, what is a farm credit bureau? I've never heard of this, is this something different than the normal credit bureaus? Do they still put from the same 3 credit bureaus? Sorry so many questions, just DH and I have been thinking about getting a farm in the near future once we sell our current house after the depression or whatever you want to call it ceases, that way we can put a nice down payment.
http://wantingtobeme.blogspot.com |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Jul 10 2008 : 05:59:53 AM
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I will go take pictures and post them! today sometime! morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Jul 14 2008 : 10:55:51 AM
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I put a few pictures on the blog of the farm but was almost embarrassed to stop again so they are all from the road. I'm sure there will be more! Morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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LunaTheFarmLady
True Blue Farmgirl
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448 Posts
Luna
Rineyville
KY
USA
448 Posts |
Posted - Jul 14 2008 : 11:40:47 AM
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Im not sure how this all happened but I am so glad it has!
O Girl, do I remember that feeling! Not that long ago, either. It's just a a year and a half ago that we contracted on our own little slice. I can't say that it has always been easy, but I have not regretted it for one moment.
Congratulations and joy, joy, joy to you!
Luna The Farm Lady http://blueballmountainspindleneedleworks.blogspot.com/
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Jul 28 2008 : 08:52:32 AM
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pictures are posted on our blog but you may have to go back a page or two to see them all morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Sep 30 2008 : 06:27:38 AM
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we are moving in Oct 22nd! We have been so blessed! I can't believe it has really happened even as I am packing our house up! There are still a few things that could fall through so I am still on pins and needles til I wake up there! Morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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NatureNymph
True Blue Farmgirl
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73 Posts
Tracy
Barrie
Ontario
Canada
73 Posts |
Posted - Sep 30 2008 : 07:06:07 AM
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That's wonderful! I am glad everything has worked out for you. Have fun getting settled!
"Everybody likes to go their own way--to choose their own time and manner of devotion." Jane Austen, Mansfield Park |
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Alee
True Blue Farmgirl
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22941 Posts
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Alee
Worland
Wy
USA
22941 Posts |
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berryhill
True Blue Farmgirl
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132 Posts
Linda
Troy
TN
USA
132 Posts |
Posted - Oct 01 2008 : 8:27:51 PM
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Wow, reading through these posts, it seems that everything has just smoothly fallen into place. This must mean that it is meant to be. How wonderful for you and yours. Keep us posted on the new adventure. Linda |
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5 acre Farmgirl
True Blue Farmgirl
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1007 Posts
~~~*Terri*~~~
WA.
USA
1007 Posts |
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mrsmorgen
True Blue Farmgirl
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146 Posts
morgen
coudersport
pa
USA
146 Posts |
Posted - Oct 21 2008 : 06:12:23 AM
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I just had to say it!!! We move in two days! To the farm! I never thought it woudl happen it was a a total miracle. Morgen
I am beginning to learn that it is the sweet, simple things of life which are the real ones after all.. laura ingalls wilder
www.laubers.blogspot.com |
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dkelewae
True Blue Farmgirl
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1310 Posts
Diana
Saint Peters
MO
USA
1310 Posts |
Posted - Oct 21 2008 : 06:39:10 AM
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How exciting! May you and your family be blessed in your new farm!
Diana Farmgirl Sister #272 St. Peters MO Country Girl trapped in the city!
http://farmgirldreams.blogspot.com/ |
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